With land prices sacrificed to relentless speculation, and growing criticism towards large investors who put profit before quality – to say nothing of corporate social responsibility – we celebrate the makeshift spirit of the amateur, small-scale developer, and to surprising routes for realising an urban project. British architect and visionary Roger Zogolovitch has sparked a debate on the developer-as-artist, and alternative ways of financing residential developments. In this panel we will discuss current case studies, new financing models, and subsidies for civic projects – as a counter-model to risk-averse banking.